EVIDENCE / OFFICIAL REFERENCES
Give important conclusions a verifiable basis
Check the scope of permissions, capital, processes and ongoing obligations against FCA, PRA / Bank of England, GOV.UK and current legislation. The links below retain the original sources; the regulator’s current official text and case-specific decisions take precedence.
Official searches and regulatory information 448 Item
FCA Financial Services Registerregister.fca.org.uk · 2026-11-07FCA authorisation and registration applicationswww.fca.org.uk · 2026-11-07[1] BoE/PRA New Bank Start-up Unit and definition of a bankwww.bankofengland.co.uk · 2026-11-07[3] Bank of England/PRA: New Insurer Unit and the boundaries concerning intermediaries, MGA and ARwww.bankofengland.co.uk · 2026-11-07Companies House UK Company Registrationwww.gov.uk · 2026-11-07[1] FCA: Wholesale markets firm applicants—application materials, UK substance and evidence of capital injectionwww.fca.org.uk · 2026-11-07[2] FCA: Investment managers—individual and collective portfolio management, permissions and capitalwww.fca.org.uk · 2026-11-07[3] FCA: Wholesale brokers—brokerage activities, MiFID and the exempt prudential routewww.fca.org.uk · 2026-11-07[4] FCA：How to apply for authorisation or registrationwww.fca.org.uk · 2026-11-07[5] FCA Handbook: MIFIDPRU 1.2—all classification conditions for SNIhandbook.fca.org.uk · 2026-11-07[6] FCA Handbook: MIFIDPRU 4.5—FOR and first-year expenditure forecastshandbook.fca.org.uk · 2026-11-07[7] FCA：International firms looking to do business in the UKwww.fca.org.uk · 2026-11-07[8] FCA PS19/18: retail CFD leverage, close-out, negative balance and promotion restrictionswww.fca.org.uk · 2026-11-07[9] FCA: Custodians—custody permissions and non-SNI prudential conditionswww.fca.org.uk · 2026-11-07[10] FCA: Client money and assets reporting—monthly CMAR and fifteen working dayswww.fca.org.uk · 2026-11-07[11] FCA: Transaction reporting—scope, MDP, ARM and error correctionwww.fca.org.uk · 2026-11-07[12] UK legislation: UK MiFIR 26—transaction scope and next-working-day deadlinewww.legislation.gov.uk · 2026-11-07[13] FCA Handbook: MIFIDPRU 4.2—initial capital and permissions to be applied forhandbook.fca.org.uk · 2026-11-07[308] FCA Handbook — MIFIDPRU 4.4, investment firms' permanent minimum capital differentiated by permissionshandbook.fca.org.uk · 2026-11-07[15] FCA: Corporate finance firms—restrictions and the greater-than-£10,000 conditionwww.fca.org.uk · 2026-11-07[16] Bank of England/PRA：SoP1/13 Designation of investment firmswww.bankofengland.co.uk · 2026-11-07[20] FCA Change in control: 60 working days for a complete notification and suspension for additional informationwww.fca.org.uk · 2026-11-07[19] FCA Control thresholds or bands: control percentages for credit institutionswww.fca.org.uk · 2026-11-07[32] FCA Handbook SYSC 4.2: effective management by two independently minded individuals and participation in significant decisionshandbook.fca.org.uk · 2026-11-07[20] FCA: Senior Managers Regime—classification, responsibilities and fitness of personnelwww.fca.org.uk · 2026-11-07[21] FCA PS26/6: SM&CR review—reforms taking effect in phases in 2026www.fca.org.uk · 2026-11-07[22] FCA: MTFs and OTFs—execution methods, users and capitalwww.fca.org.uk · 2026-11-07[23] FCA PS21/20: RTS27/28 abolished from 2021-12www.fca.org.uk · 2026-11-07[24] FCA PS24/9: joint payments for research and execution optional from 2024-08www.fca.org.uk · 2026-11-07[25] FCA: Prudential regulatory reporting data quality review—OFR, OFTR and MIF reportingwww.fca.org.uk · 2026-11-07[26] FCA Handbook: MIFIDPRU 6.2—one-third of FOR and client guarantees 1.6%handbook.fca.org.uk · 2026-11-07[27] FCA PS25/14: capital definition reforms effective 2026-04-01www.fca.org.uk · 2026-11-07[30] FCA Authorisation application fees: bank category 7 and credit union-specific feeswww.fca.org.uk · 2026-11-07[8] FSMA 2000 section 55V: statutory decision periods for complete and incomplete applicationswww.legislation.gov.uk · 2026-11-07[30] FCA: UK EMIR—derivatives reporting, clearing and risk mitigation for uncleared derivativeswww.fca.org.uk · 2026-11-07[40] FCA — Faster authorisation targets and proposed statutory deadlineswww.fca.org.uk · 2026-11-07[32] FCA: Financial crime—obligations and access to regulatory informationwww.fca.org.uk · 2026-11-07[34] FCA 2026/8: transposition of MiFID organisational rules and PERG foreign exchange spot/payment exclusionsapi-handbook.fca.org.uk · 2026-11-07[35] FCA: Principal trading firms—£750,000 and non-SNIwww.fca.org.uk · 2026-11-07[36] FCA: Retail access to crypto ETNs—2025-10-08 and retention of the derivatives banwww.fca.org.uk · 2026-11-07[37] FCA: Permanent retail binary options ban—effective 2019-04-02www.fca.org.uk · 2026-11-07[38] FCA: Targeted support gateway—applications 2026-03 and launch in 4www.fca.org.uk · 2026-11-07[39] GOV.UK: Response from the Financial Conduct Authority 2026—latest reform statuswww.gov.uk · 2026-11-07[40] FCA CP23/20: decision in 2025 not to proceed with diversity proposals, except for non-financial misconductwww.fca.org.uk · 2026-11-07[41] UK legislation: MLR2017 regulation 28—CDD, beneficial owners and ongoing monitoringwww.legislation.gov.uk · 2026-11-07[42] NCA: Suspicious Activity Reports—UKFIU and statutory reporting obligationswww.nationalcrimeagency.gov.uk · 2026-11-07[1] FCA: AIFMD UK regulatory frameworkwww.fca.org.uk · 2026-11-07[2] FCA: applying for authorisation AIFM, including the fully expanded original text on capital and annexeswww.fca.org.uk · 2026-11-07[3] FCA: asset management permissions and regulatory perimeterwww.fca.org.uk · 2026-11-07[4] AIFM Regulations 2013 regulation 9: definition of small-scale status; official XML reviewedwww.legislation.gov.uk · 2026-11-07[5] FCA: applying for small registration, AIFM, SEF and RVECAwww.fca.org.uk · 2026-11-07[6] AIFM Regulations 2013 regulation 5: complete full-scope applications and statutory time limitswww.legislation.gov.uk · 2026-11-07[8] FCA: full-scope UK AIFM application processing, final documents and supplementary informationwww.fca.org.uk · 2026-11-07[9] FCA: AIF depositary and third-country fund custody arrangements; some terminology on the old page is outdated, and the old capital requirements and submission channels have not been citedwww.fca.org.uk · 2026-11-07[10] FCA：National Private Placement Regimewww.fca.org.uk · 2026-11-07[11] FCA Handbook FUND 3.1: scope of chapters on UK and non-UK fundshandbook.fca.org.uk · 2026-11-07[26] FCA: Control thresholds and insurance control bandswww.fca.org.uk · 2026-11-07[14] FCA: SM&CR solo-regulated firms classification and application to personnelwww.fca.org.uk · 2026-11-07[14] FCA: SM&CR Guide for FCA solo-regulated firms, exclusion of non-FSMA institutionswww.fca.org.uk · 2026-11-07[18] AIFM Regulations 2013, regulation 12: time limit for registration decisions; official XML readwww.legislation.gov.uk · 2026-11-07[19] FCA: client money and assets CASS, annual classification and monthly CMARwww.fca.org.uk · 2026-11-07[20] FCA Handbook COLL 15.2: LTAF full-scope managers, personnel and valuation; last updated 2026-04-30handbook.fca.org.uk · 2026-11-07[21] FCA CP26/28 page: consultation deadline and expected implementation statuswww.fca.org.uk · 2026-11-07[22] HM Treasury: draft SI and policy explanation for the AIFM reforms, not legislation already in forcewww.gov.uk · 2026-11-07[23] FCA CP26/28 full text: current capital, proposed three-tier NAV and 2027/2028 planswww.fca.org.uk · 2026-11-07[24] FCA: current RegData platform for AIFM reportingwww.fca.org.uk · 2026-11-07Bank of England — What is the Prudential Regulation Authority, banking and insurance prudential regulatory boundarieswww.bankofengland.co.uk · 2026-11-07[26] FCA: Annex IV transparency reporting guidance; platform references and outdated EEA terminology in the 2017 document have been corrected in line with the current webpagewww.fca.org.uk · 2026-11-07[27] FCA PS25/7: FSA039 revocation and RegData closure dateswww.fca.org.uk · 2026-11-07[28] FCA: REP008 conduct rules disciplinary action and abolition of nil returns in 2025www.fca.org.uk · 2026-11-07MLR 2017 Regulation 40 — Retention of customer and transaction recordswww.legislation.gov.uk · 2026-11-07[30] FCA: UK fund product authorisation, legal forms, information and the NURS/QIS/LTAF perimeterwww.fca.org.uk · 2026-11-07[31] FCA PS21/14: LTAF regime for long-term illiquid asset productswww.fca.org.uk · 2026-11-07Bank of England/PRA: categories and lists of regulated institutions; for regulatory perimeter reference onlywww.bankofengland.co.uk · 2026-11-07[1] The Payment Services Regulations 2017 — Part 2: authorisation conditions, SPI, and application and variation time limitswww.legislation.gov.uk · 2026-11-07[4] Official UK legislation: Payment Services Regulations 2017, Schedule 1 payment services and exclusionswww.legislation.gov.uk · 2026-11-07[3] The Payment Services Regulations 2017 — Schedule 3: capital in euros and methods A/B/Cwww.legislation.gov.uk · 2026-11-07[4] The Payment Services Regulations 2017 — Part 3: ongoing capital, safeguarding, accounting and outsourcingwww.legislation.gov.uk · 2026-11-07[306] FCA: Payment Services and Electronic Money — Our Approach, May 2026 version 8, payment services and conditional exclusionswww.fca.org.uk · 2026-11-07[3] FCA: Payment institution applicants, payment institution personnel, controllers and agent registrationwww.fca.org.uk · 2026-11-07[301] FCA — Apply to become an electronic money or a payment institution, routing by API, SPI, AEMI, SEMI and RAISP statuswww.fca.org.uk · 2026-11-07[14] FCA: notifications of changes to PI and EMI managerswww.fca.org.uk · 2026-11-07FCA：Safeguarding requirements for payment institutions and e-money institutionswww.fca.org.uk · 2026-11-07FCA — PS25/12: Changes to the safeguarding regime for payments and e-money firms, Supplementary Regime effective from 2026-05-07www.fca.org.uk · 2026-11-07[15] FCA: PS25/12 final policy and FCA 2025/38 rule text, SUP 3A.1 and first-year transitional ruleswww.fca.org.uk · 2026-11-07Bank of England — Access to UK payment systems for non-bank payment service providerswww.bankofengland.co.uk · 2026-11-07[14] GOV.UK/HMRC Who needs to register for money laundering supervisionwww.gov.uk · 2026-11-07[20] GOV.UK：Your responsibilities under money laundering supervisionwww.gov.uk · 2026-11-07FCA — Submit a change in control notification, completeness and the 60-day assessment and interruptionwww.fca.org.uk · 2026-11-07FCA: Protection of funds at banks and non-bank payment service providerswww.fca.org.uk · 2026-11-07[19] The Payment Services Regulations 2017 — Part 4: records, accounts, credit, agents and changeswww.legislation.gov.uk · 2026-11-07[20] The Payment Services Regulations 2017 — 101: 15- and 35-working-day complaint deadlineswww.legislation.gov.uk · 2026-11-07[17] FCA: applicability of the Senior Managers and Certification Regime and FSMA backgroundwww.fca.org.uk · 2026-11-07[23] The Payment Services Regulations 2017 — Schedule 2: statutory list of authorisation application documentswww.legislation.gov.uk · 2026-11-07[1] Official UK legislation: Payment Services Regulations 2017, regulation 14 on SPI registration conditionswww.legislation.gov.uk · 2026-11-07[5] Official UK legislation: Payment Services Regulations 2017, regulation 32 ancillary business and creditwww.legislation.gov.uk · 2026-11-07[7] FCA Handbook: FEES 4 Annex 11, 2026/27 year SPI G.4 basic flat fee £652www.handbook.fca.org.uk · 2026-11-07[6] PSR 2017 regulation 9 — Determination of applicationswww.legislation.gov.uk · 2026-11-07[9] Official UK legislation: Payment Services Regulations 2017, original text of regulation 15; regulation 9 applicable to SPI separately checked against current FCA guidancewww.legislation.gov.uk · 2026-11-07[10] Official UK legislation: Payment Services Regulations 2017, Schedule 6, paragraph 5, SPI control regimewww.legislation.gov.uk · 2026-11-07[16] Official UK legislation: Money Laundering Regulations 2017, regulation 21 on internal controls and the officer responsible for AMLwww.legislation.gov.uk · 2026-11-07[29] HMRC — Money laundering supervision for money service businesseswww.gov.uk · 2026-11-07Bank of England/PRA: boundaries of banking and deposit-taking permissionswww.bankofengland.co.uk · 2026-11-07[22] FCA: July 2018 Our Approach, paragraph 2.9 expressly states that SPI could not passport its registration into EEA at that time; used only as a basis for correcting historical errorswww.fca.org.uk · 2026-11-07[1] Electronic Money Regulations 2011: authorisation conditions under regulation 6www.legislation.gov.uk · 2026-11-07[5] Current UK EMR 2011 Schedule 2: initial capital, own funds and FCA adjustment powerswww.legislation.gov.uk · 2026-11-07[3] Electronic Money Regulations 2011: official XML on ongoing capital under regulation 19www.legislation.gov.uk · 2026-11-07Original UK legislation — Electronic Money Regulations 2011, regulation 9: authorisation decision deadlineswww.legislation.gov.uk · 2026-11-07[8] FCA Handbook SUP 3A: safeguarding audits and exemptionshandbook.fca.org.uk · 2026-11-07[9] FCA Handbook SUP TP 1: 2026 safeguarding audit exemption observation period and six-month transitional submission ruleshandbook.fca.org.uk · 2026-11-07[10] Electronic Money Regulations 2011: regulation 21 requirements for segregation, banks and qualifying assetswww.legislation.gov.uk · 2026-11-07[11] Electronic Money Regulations 2011: regulation 32 ancillary credit and service restrictions for branches with overseas head offices, official XMLwww.legislation.gov.uk · 2026-11-07Current UK EMR 2011, Part Five: issuance at par value, redemption, fees and prohibition of interest linked to the holding periodwww.legislation.gov.uk · 2026-11-07[16] HM Treasury / GOV.UK: Modernising Payment Services Regulation Consultation, 2026-07-14www.gov.uk · 2026-11-07FCA — Electronic money institution applicants, EMI managers and significant shareholding registrationwww.fca.org.uk · 2026-11-07[3] Current UK EMR 2011 regulation 13: SEMI registration conditionswww.legislation.gov.uk · 2026-11-07[4] Current UK EMR 2011 regulation 2: definitions of electronic money, average outstanding balance and currency equivalentswww.legislation.gov.uk · 2026-11-07Original UK legislation — Electronic Money Regulations 2011, regulation 19: ongoing capitalwww.legislation.gov.uk · 2026-11-07Current UK EMR 2011, provision 15: application of authorisation provisions to SEMI registrationwww.legislation.gov.uk · 2026-11-07Current UK EMR 2011, provision 16: application for authorisation within 30 days after registration conditions cease to be metwww.legislation.gov.uk · 2026-11-07FCA 2025/38: safeguarding handbook instrument and transitional provisions effective on 2026-05-07api-handbook.fca.org.uk · 2026-11-07FCA PS26/14 and FCA2026/34: 2026/27 CRA J.1 final annual fee rates, PDF page 53www.fca.org.uk · 2026-11-07Current UK EMR 2011, provision 32: boundaries of payments, ancillary services and creditwww.legislation.gov.uk · 2026-11-07GOV.UK / HMRC ECSH155000: SAR, NCA and UKFIU, and the prohibition on tipping offwww.gov.uk · 2026-11-07GOV.UK／OFSI：Reporting information to OFSI – what to dowww.gov.uk · 2026-11-07GOV.UK / HM Treasury: National Payments Vision, allocation of payment regulatory responsibilities and policy reformwww.gov.uk · 2026-11-07[25] Current UK EMR 2011, provision 3: exclusions for limited networks and instruments for specific purposeswww.legislation.gov.uk · 2026-11-07[1] FCA：Consumer credit lenders and hirers authorisationwww.fca.org.uk · 2026-11-07[3] FCA: Regulating Buy Now Pay Later, current implementation and explanation of the closed TPR registrationwww.fca.org.uk · 2026-11-07[4] GOV.UK/HM Treasury: official announcement of the new BNPL rules taking effect on 2026-07-15www.gov.uk · 2026-11-07[5] FCA PS26/1: Regulation of Deferred Payment Credit, full text of final rules and appendiceswww.fca.org.uk · 2026-11-07[7] FCA PS14/3: Final rules for consumer credit firms, CONC 10 original rules and capital formulawww.fca.org.uk · 2026-11-07[8] FCA Handbook CONC 10.1: scope of application of capital ruleshandbook.fca.org.uk · 2026-11-07[19] Bank of England: Prudential regulation, scope of PRA regulatorswww.bankofengland.co.uk · 2026-11-07[18] UK legislation: definition of a long-term insurance intermediary in regulation 10 of MLRs 2017www.legislation.gov.uk · 2026-11-07[12] FCA：Supporting material for applications by consumer credit and other consumer finance firmswww.fca.org.uk · 2026-11-07[13] FCA: Consumer credit reporting, RegData, CCR009 and the suspension status of data changeswww.fca.org.uk · 2026-11-07FCA Consumer Duty board report: assessment at least annually and the 2026-02-24 supplement for smaller firmswww.fca.org.uk · 2026-11-07[17] FCA Handbook CONC 10.3：Calculation of prudential resourceshandbook.fca.org.uk · 2026-11-07[18] FCA: Guide for consumer credit firms, historical guidance used for the permissions and capital framework; current pages supersede it for systems and timelineswww.fca.org.uk · 2026-11-07[19] FCA Handbook DISP 1.6：Complaints time limit ruleshandbook.fca.org.uk · 2026-11-07[20] FCA Handbook DISP 1.5：Complaints resolved by close of the third business dayhandbook.fca.org.uk · 2026-11-07[21] FCA: Motor finance legal challenge to be heard in February 2027, explanation of the current partial pausewww.fca.org.uk · 2026-11-07[22] FCA: Final price cap rules for payday lenders, three price capswww.fca.org.uk · 2026-11-07[23] FCA Handbook CONC 10.2: current page and latest revision date; formulae in the text cross-checked against official PS14/3handbook.fca.org.uk · 2026-11-07[2] FCA：Apply to become a mortgage brokerwww.fca.org.uk · 2026-11-07[3] FCA：Apply to become a home finance providerwww.fca.org.uk · 2026-11-07[4] GOV.UK legislation: RAO 2001 article 61 regulated mortgage contractswww.legislation.gov.uk · 2026-11-07[4] FCA Handbook: MIPRU 4.2 capital resources requirementshandbook.fca.org.uk · 2026-11-07[6] FCA Handbook: MIPRU 4.2A credit risk capitalhandbook.fca.org.uk · 2026-11-07[7] FCA Handbook: MIPRU 3.2 professional indemnity insurancehandbook.fca.org.uk · 2026-11-07[8] FCA: official PDF from CP26/22, current and proposed PII limits in Chapter 5; downloaded and text extracted, without treating proposals as rules in forcewww.fca.org.uk · 2026-11-07[18] FCA FEES 3 Annex 1A current fee bands, updated 2026-07handbook.fca.org.uk · 2026-11-07[12] GOV.UK：Registration with the Financial Conduct Authoritywww.gov.uk · 2026-11-07[13] FCA Handbook: COND 2.2 threshold conditions on the location of the head office and registered officehandbook.fca.org.uk · 2026-11-07[14] FCA Handbook: TC 2.1 competence, supervision, qualifications and continuing traininghandbook.fca.org.uk · 2026-11-07[15] FCA：SM&CR categorisation for solo-regulated firmswww.fca.org.uk · 2026-11-07[18] FCA：Principals overseeing appointed representativeswww.fca.org.uk · 2026-11-07[19] FCA Handbook: PERG 4.10B buy-to-let lending and the boundary of CBTL registrationhandbook.fca.org.uk · 2026-11-07[20] FCA: PS15/11 implementation of the consumer buy-to-let regimewww.fca.org.uk · 2026-11-07[21] FCA Handbook: PERG 4.8 definition of mortgage administration and statutory exclusionshandbook.fca.org.uk · 2026-11-07GOV.UK: private company audit exemptions and exceptions requiring mandatory auditwww.gov.uk · 2026-11-07[23] FCA 2025/65: final instrument reducing RMAR reporting burdens, effective from 2026-01-01api-handbook.fca.org.uk · 2026-11-07[24] FCA: Mortgage lending statistics, latest second quarter of 2026 and MLAR explanationwww.fca.org.uk · 2026-11-07[25] Bank of England/PRA: 2026-10 high loan-to-income policy statementwww.bankofengland.co.uk · 2026-11-07[26] FCA: CP26/18 consultation on the mortgage responsible lending reviewwww.fca.org.uk · 2026-11-07[28] FCA: supervisory observations on the second round of Consumer Duty board reports in 2026www.fca.org.uk · 2026-11-07[29] FCA: Professional standards for advisers, scope of the 35-hour CPD requirementwww.fca.org.uk · 2026-11-07[18] FCA: Money laundering and terrorist financing risks, MLRO and applicable reportingwww.fca.org.uk · 2026-11-07[31] FCA Handbook: PERG 14.3 home reversion activities and historic planshandbook.fca.org.uk · 2026-11-07[32] FCA Handbook: PERG 14.4 home purchase plan definition, types of arrangement and activity perimeterhandbook.fca.org.uk · 2026-11-07[1] FCA：Banks, insurers and Lloyd’s managing agentswww.fca.org.uk · 2026-11-07[3] FSMA 2000 Schedule 6: legal form, head office and prudential threshold conditionswww.legislation.gov.uk · 2026-11-07[3] RAO 2001 Schedule 1: 18 classes of general insurance and 9 classes of long-term insurancewww.legislation.gov.uk · 2026-11-07[4] PRA Rulebook: Minimum Capital Requirement, rules 3.2, 4.1 and 6.1www.prarulebook.co.uk · 2026-11-07[5] PRA Rulebook: Insurance General Application and small-scale exclusion conditionswww.prarulebook.co.uk · 2026-11-07[7] PRA：Authorisation process and regulatory expectationswww.bankofengland.co.uk · 2026-11-07[9] PRA: Authorisations and the 4-month and 10-month service targets not yet incorporated into FSMAwww.bankofengland.co.uk · 2026-11-07[10] PRA：Mobilisation regime for insurerswww.bankofengland.co.uk · 2026-11-07[11] PRA and FCA: Wholesale Insurance Accelerated Authorisation Pathway official PDFwww.bankofengland.co.uk · 2026-11-07[12] PRA, FCA and Lloyd’s: 2025-07 announcement on streamlining entry for managing agentswww.bankofengland.co.uk · 2026-11-07[13] PRA: UK insurance special purpose vehicles and notification requirements for multiple arrangementswww.bankofengland.co.uk · 2026-11-07[14] PRA PS9/25: Changes to the UK ISPV regulatory framework, effective 2025-07-24www.bankofengland.co.uk · 2026-11-07[15] PRA CP11/26: A tailored regime for captive insurance, consultation and proposed implementation in 2027www.bankofengland.co.uk · 2026-11-07[16] FCA CP26/29: A tailored regime for captive insurance, consultation closed on 2026-10-14www.fca.org.uk · 2026-11-07[17] PRA: statement on legislation and subsequent rules following the government response on the 2026-04 risk transformation regulationswww.bankofengland.co.uk · 2026-11-07[18] HM Treasury: Changes to the Risk Transformation Regulations consultation text; the update date does not mean the reforms have taken effectwww.gov.uk · 2026-11-07[19] PRA PS13/26: Insurance third-country branches, 2026-05 threshold and subsequent phased implementationwww.bankofengland.co.uk · 2026-11-07[20] PRA Rulebook: Reporting, deadlines under rule 2.5B and the 2026 liquidity templatewww.prarulebook.co.uk · 2026-11-07[21] PRA Rulebook: Conditions Governing Business, governance and key functionswww.prarulebook.co.uk · 2026-11-07[22] PRA Rulebook: External Audit and conditions for applying SFCR audit requirements to small institutionswww.prarulebook.co.uk · 2026-11-07[24] FCA Handbook CASS 5.1: insurers' permitted activities and the managing agents exclusionhandbook.fca.org.uk · 2026-11-07[10] PRA Change in control: Section 178 prior approval and holding companieswww.bankofengland.co.uk · 2026-11-07[28] PRA Rulebook: Policyholder Protection, insurance FSCS percentage under provision 17.2www.prarulebook.co.uk · 2026-11-07[29] HMRC：Insurance Premium Tax guide for insurerswww.gov.uk · 2026-11-07[30] PRA: Solvent exit planning for insurers, effective 2026-06-30www.bankofengland.co.uk · 2026-11-07[31] Solvency II 2: cross-references to RAO long-term classes VIII and IX, solely for reading the statutory classificationswww.legislation.gov.uk · 2026-11-07[32] FCA: Consumer Duty implementation good practice, effective dates for open and closed productswww.fca.org.uk · 2026-11-07[33] FCA: The Senior Managers and Certification Regime Guide for insurers, official PDFwww.fca.org.uk · 2026-11-07[34] FCA: Consumer Duty letter to general insurance and pure protection firms, retail application and exclusions for reinsurance and large riskswww.fca.org.uk · 2026-11-07[36] PRA PS2/24: Review of Solvency II adapting to the UK insurance market and 2024 branch reformswww.bankofengland.co.uk · 2026-11-07[301] PRA variation of permission VoP: single Part 4A permission and the scope of variationswww.bankofengland.co.uk · 2026-11-07PRA waivers, modifications and rule permissions: FSMA 138A / 138BA and CRR Permissionswww.bankofengland.co.uk · 2026-11-07PRA financial and mixed financial holding company approval / exemption applicationswww.bankofengland.co.uk · 2026-11-07PRA structural reform approvals: ring-fencing transfers and indirect access to payment systemswww.bankofengland.co.uk · 2026-11-07[1] FCA: authorisation applications for general insurance, Lloyd’s London market and price comparison websiteswww.fca.org.uk · 2026-11-07[2] GOV.UK: authorisation for general insurance advice, arranging and saleswww.gov.uk · 2026-11-07[5] FCA: RMA-D1 regulatory capital calculation and mixed investment businesswww.fca.org.uk · 2026-11-07[6] FCA: RMA-E professional indemnity insurance limits of indemnity, currencies and excesseswww.fca.org.uk · 2026-11-07[7] FCA Handbook: CASS 5.2 money held as agent of an insurer and written risk transferhandbook.fca.org.uk · 2026-11-07[8] FCA Handbook: CASS 5.4 non-statutory trusts and retail client £50,000 conditionshandbook.fca.org.uk · 2026-11-07[9] FCA: applicable RMAR sections and guidance on reporting at least half-yearlywww.fca.org.uk · 2026-11-07[10] FCA: questions and answers on RMA-C client money calculations, risk transfer and external auditwww.fca.org.uk · 2026-11-07[13] FCA Handbook: FEES 3 Annex 1A fee schedule as at the verification datehandbook.fca.org.uk · 2026-11-07[14] FCA Handbook: SYSC 23 Annex 1 current SMCR classificationhandbook.fca.org.uk · 2026-11-07[16] FCA: final policy and legal instruments for simplifying PS25/21 insurance ruleswww.fca.org.uk · 2026-11-07[17] FCA: status of the CP26/22 consultation on further simplification of insurance ruleswww.fca.org.uk · 2026-11-07[25] FCA — Principal responsibilities and AR oversightwww.fca.org.uk · 2026-11-07[23] FCA Handbook: ICOBS 4.1 disclosure of intermediary status, scope of services and connected shareholdingshandbook.fca.org.uk · 2026-11-07[24] FCA Handbook: PERG 5.7 claims assistance, 39A activities and the 39B exclusionhandbook.fca.org.uk · 2026-11-07[25] FCA Handbook: DISP 1.6 complaint acknowledgements and eight-week responseshandbook.fca.org.uk · 2026-11-07[26] FCA Handbook: ICOBS 6B.1 scope of home and motor insurance renewal pricing ruleshandbook.fca.org.uk · 2026-11-07[28] FCA: PS15/28 final instrument on personal investment firm capital, to be read alongside current RMA-D1www.fca.org.uk · 2026-11-07[30] UK legislation: current £500 and £175 conditions for the connected insurance exclusion under RAO provision 72Bwww.legislation.gov.uk · 2026-11-07[32] FCA Handbook: ICOBS 5.2 customer demands and needs statementhandbook.fca.org.uk · 2026-11-07[34] FCA Handbook: PERG 5.2 insurance distribution activities, websites and analysis of authorisation exclusionshandbook.fca.org.uk · 2026-11-07FCA — Cryptoassets: Who needs to register, including 2026-11-01 statistics and a detailed assessment of UK business connectionswww.fca.org.uk · 2026-11-07MLR 2017 Regulation 14A — Statutory definitions of CEP and CWPwww.legislation.gov.uk · 2026-11-07FCA — Cryptoassets: How to apply for registrationwww.fca.org.uk · 2026-11-07[309] FCA — What we expect to see in your cryptoasset registration application, MLR management and the SM&CR perimeterwww.fca.org.uk · 2026-11-07The Financial Services and Markets Act 2000 Cryptoassets Regulations 2026，SI 2026/102www.legislation.gov.uk · 2026-11-07FCA — Overview of our cryptoassets regime policy statements, 2026-06 final ruleswww.fca.org.uk · 2026-11-07FCA PS26/12 — A Prudential Regime for Cryptoasset Firms, including final legal instruments CRYPTOPRU 4.2.1 and COREPRU 6.2.1www.fca.org.uk · 2026-11-07FCA — Registration under the MLRs ahead of the new FSMA regimewww.fca.org.uk · 2026-11-07FCA — A new regime for cryptoasset regulationwww.fca.org.uk · 2026-11-07FCA PS26/18 — Cryptoasset Perimeter Guidance, 2026-09-16 final guidancewww.fca.org.uk · 2026-11-07FCA — Cryptoasset firms marketing to UK consumers, four lawful promotion routeswww.fca.org.uk · 2026-11-07FCA — Expectations for UK cryptoasset businesses complying with the Travel Rulewww.fca.org.uk · 2026-11-07Bank of England — Sterling-denominated systemic stablecoins, 2026-06 policy and draft CoPwww.bankofengland.co.uk · 2026-11-07Bank of England and FCA — Approach to joint regulation of systemic stablecoin issuerswww.bankofengland.co.uk · 2026-11-07MLR 2017 Regulation 59 — Three months and the proposed refusal procedurewww.legislation.gov.uk · 2026-11-07[33] MLR 2017 regulation 57 — Registration information and thirty-day changeswww.legislation.gov.uk · 2026-11-07FCA — Cryptoassets: The transitional provisionwww.fca.org.uk · 2026-11-07[302] FCA — Change in control: cryptoasset firms, beneficial owner branch after 2026-06-30www.fca.org.uk · 2026-11-07MLR 2017 Schedule 6B — Control thresholds in the 2026 version and FSMA amendmentswww.legislation.gov.uk · 2026-11-07MLR 2017 Regulation 5 — Definition of beneficial owners exceeding 25% and those exercising actual controlwww.legislation.gov.uk · 2026-11-07FSMA 2000 Section 189 — Sixty-working-day change-in-control assessmentwww.legislation.gov.uk · 2026-11-07FCA — Cryptoassets AML/CTF regime, REP-CRIM and customer protection disclosureswww.fca.org.uk · 2026-11-07HMRC — Reporting cryptoasset user and transaction data, first reporting in CARF and penaltieswww.gov.uk · 2026-11-07Draft Cryptoassets Miscellaneous Amendments Regulations 2026, UKDSI 9780348287233, still a draft textwww.legislation.gov.uk · 2026-11-07HM Treasury — Draft statutory instrument amending the Cryptoassets Regulations: Policy Note, updated 2026-09www.gov.uk · 2026-11-07FCA — Cryptoassets: How the gateway will operate, actual window and saving conditionswww.fca.org.uk · 2026-11-07The Reporting Cryptoasset Service Providers Due Diligence and Reporting Requirements Regulations 2025, SI 2025/744: commencement, user notification and HMRC registrationwww.legislation.gov.uk · 2026-11-07[1] FCA: Crowdfunding consumer information and regulatory modelwww.fca.org.uk · 2026-11-07[2] UK RAO, provision 36H: definitions of electronic lending systems and P2P agreementswww.legislation.gov.uk · 2026-11-07FCA IPRU-INV 12: complete official PDF of the P2P financial resources rules; as of the verification date, the current webpage shows the chapter as last updated on 2021-01-01handbook.fca.org.uk · 2026-11-07FCA：How to apply for authorisation or registrationwww.fca.org.uk · 2026-11-07FCA PS19/14: enhanced rules for P2P and investment-based crowdfunding and MCOB conditionswww.fca.org.uk · 2026-11-07FCA PS25/10 final rules: POP, COBS 23 and minimum capital for non-MiFID firmswww.fca.org.uk · 2026-11-07Public Offers and Admissions to Trading Regulations 2024, Schedule 1: £5 million and other exceptions, aggregation over 12 monthswww.legislation.gov.uk · 2026-11-07FCA: Financial Promotions for high-risk investments—multi-firm reviewwww.fca.org.uk · 2026-11-07FCA investment-based crowdfunding letter to boards 2024-01-15: promotions gateway, secondary markets and exitswww.fca.org.uk · 2026-11-07FCA: Uses of RegData and Connect, tailored reporting calendarswww.fca.org.uk · 2026-11-07FCA: Wholesale investment firms—applications and financial, address and capital evidencewww.fca.org.uk · 2026-11-07HMRC／GOV.UK：Innovative finance ISA investments for ISA managerswww.gov.uk · 2026-11-07Bank of England / PRA: Should I become a bank business perimeter illustration; cited only for the distinction that crowdfunding does not automatically constitute deposit-taking, not for historical capital figureswww.bankofengland.co.uk · 2026-11-07FCA: Client asset reports—contents, reasonable/limited assurance, and deadlines of 53 weeks and 4 monthswww.fca.org.uk · 2026-11-07FCA MIFIDPRU 4.5: fixed overheads requirement, new-company forecasts and the impact of ICARAhandbook.fca.org.uk · 2026-11-07Section 25DB of UK RAO: POP qualifying offer conditions, full official XML textwww.legislation.gov.uk · 2026-11-07Public Offers 2025 Amendment and Transitional Regulations SI2025/1076, regulations 4–5: three-month window and temporary permissions, official XMLwww.legislation.gov.uk · 2026-11-07FCA PS16/8: loan-based crowdfunding client money and IFISA final ruleswww.fca.org.uk · 2026-11-07[26] FCA PS14/4: crowdfunding types and the regulatory perimeter for donations and prepayments/rewardswww.fca.org.uk · 2026-11-07FCA PS25/10 policy homepage: commencement on 2026-01-19 and links to transitional legislationwww.fca.org.uk · 2026-11-07FCA MIFIDPRU 4.2: initial capital matches the permanent minimum requirement for the permissions soughthandbook.fca.org.uk · 2026-11-07FCA IPRU-INV 12.2 current page: as of 2026-11-07, the chapter is shown as last updated on 2021-01-01handbook.fca.org.uk · 2026-11-07FCA PS22/10 final policy and COBS amendments: restricted investor statement and 10% limit over 12 monthswww.fca.org.uk · 2026-11-07[41] FCA — Credit Rating Agencieswww.fca.org.uk · 2026-11-07[303] FCA — Applying for registration or certification: UK Credit Rating Agencies Regulation, CRA status and changeswww.fca.org.uk · 2026-11-07Article 2 of the UK CRA Regulation: scope and exclusionswww.legislation.gov.uk · 2026-11-07Article 3 of the UK CRA Regulation: definitions of CRA, credit ratings and credit scoreswww.legislation.gov.uk · 2026-11-07Article 4 of the UK CRA Regulation: regulatory use and endorsement of third-country ratingswww.legislation.gov.uk · 2026-11-07Article 5 of the UK CRA Regulation: certification, non-systemic importance and exemption from physical presencewww.legislation.gov.uk · 2026-11-07UK CRA Regulation Annex I: directors, compliance, conflicts of interest, rotation, records and disclosurewww.legislation.gov.uk · 2026-11-07Article 14 of the UK CRA Regulation: registration and notification of material changeswww.legislation.gov.uk · 2026-11-07FCA: CRA registration supporting notes—notes to the original registration application information formwww.fca.org.uk · 2026-11-07Article 8 of the UK CRA Regulation: methodologies, monitoring, consultation and error notificationwww.legislation.gov.uk · 2026-11-07Article 6 of the UK CRA Regulation: independence and exemption for agencies with fewer than 50 peoplewww.legislation.gov.uk · 2026-11-07Article 6a of the UK CRA Regulation: CRA cross-shareholding and control restrictionswww.legislation.gov.uk · 2026-11-07FCA: Senior Managers and Certification Regime—applicability to FSMA authorisation and reform contextwww.fca.org.uk · 2026-11-07CRA Application Technical Standards 449/2012, Article 13: Financial Reporting and Arrangements for Insufficient Operating Historywww.legislation.gov.uk · 2026-11-07Article 15 of the UK CRA Regulation: English-language applications and 20-working-day completeness assessmentwww.legislation.gov.uk · 2026-11-07Article 16 of the UK CRA Regulation: 45/60 working days and effective datewww.legislation.gov.uk · 2026-11-07HM Treasury / GOV.UK: explanatory note on CRA Brexit regulations—transfer of regulation from ESMA to FCAwww.gov.uk · 2026-11-07FCA: CRA UK Market Share Report for 2024—rating categories and 10% competition measureswww.fca.org.uk · 2026-11-07FCA PS19/10: differing thresholds for CRA and FSMA and the applicable turnover basis for feeswww.fca.org.uk · 2026-11-07FCA 2025 multi-firm review: rating committee governance and operation in practicewww.fca.org.uk · 2026-11-07FCA 2026 multi-firm review: monitoring, methodologies and internal controlswww.fca.org.uk · 2026-11-07FCA: Use of credit ratings in the UK—endorsement and certification equivalence listswww.fca.org.uk · 2026-11-07[304] FCA — CRA Application to amend details, dedicated form for changes to management and registration detailswww.fca.org.uk · 2026-11-07CRA Technical Standards for Reporting Rating Information 2015/2 — Rating Classification, Public Reporting and Proportionate Monthly Reporting Arrangementswww.legislation.gov.uk · 2026-11-07Article 12 of the UK CRA Regulation: three-month deadline for transparency reports and five-year website retentionwww.legislation.gov.uk · 2026-11-07MLR2017, section 10: definitions of credit institutions and financial institutions by actual activitieswww.legislation.gov.uk · 2026-11-07MLR2017 Schedule 2: listed financial activitieswww.legislation.gov.uk · 2026-11-07FCA 2026-11-03 official news: application and commencement dates for the standalone ESG ratings regimewww.fca.org.uk · 2026-11-07FCA PS26/22: final policy and rules for the ESG ratings final regimewww.fca.org.uk · 2026-11-07[1] FCA：Data reporting services providerswww.fca.org.uk · 2026-11-07[2] legislation.gov.uk: The Data Reporting Services Regulations 2024, current full text, provisions 2 to 12www.legislation.gov.uk · 2026-11-07[4] FCA Handbook：MAR 9.2 Authorisation and verificationhandbook.fca.org.uk · 2026-11-07[5] FCA Handbook: MAR 9.2B management body requirementshandbook.fca.org.uk · 2026-11-07[6] FCA CP23/33: official rules in the appendix, FCA 2023/42, and MAR 9.2B organisational, technology, data quality and record-keeping requirementswww.fca.org.uk · 2026-11-07[7] FCA Handbook: MAR 9.2C CTP financial resources; full text also checked against CP23/33 official rules, pages 33 to 34handbook.fca.org.uk · 2026-11-07[8] FCA：DRSP authorisation and supervision formswww.fca.org.uk · 2026-11-07[9] FCA: Bond consolidated tape, confirming launch on 2026-06-22www.fca.org.uk · 2026-11-07[10] FCA: Equities consolidated tape, 2026-10 update stage and plans for 2027 to 2028www.fca.org.uk · 2026-11-07[11] FCA CP26/39：Income sharing distribution and operational incident reporting for consolidated tape providerswww.fca.org.uk · 2026-11-07[12] FCA Handbook: MAR 9.2A Consolidated tape providers, selection, term and handoverhandbook.fca.org.uk · 2026-11-07[13] FCA Handbook：MAR 9.2D Complaints concerning the performance of a CTPhandbook.fca.org.uk · 2026-11-07[14] FCA: MAR 9 Annex 1 application form and Annex 2 management form; download the latter in full from the overview link for verificationwww.fca.org.uk · 2026-11-07[15] FCA: UK Bond Consolidated Tape Invitation to Tender, 2025-07-29 version; historical fees and forecast dates are included only for distinctionwww.fca.org.uk · 2026-11-07[16] FCA PS24/14：Improving transparency for bond and derivatives marketswww.fca.org.uk · 2026-11-07[13] FCA — Trade Repositorieswww.fca.org.uk · 2026-11-07[18] Bank of England: Trade Repository Data Collections, CCP reporting framework and division of responsibilities with FCAwww.bankofengland.co.uk · 2026-11-07[21] FCA Handbook: FEES 4 Annex 11, 2026/27 G.25 annual fee rateshandbook.fca.org.uk · 2026-11-07[22] FCA: 2024-12-13 DRSP supervisory portfolio letterwww.fca.org.uk · 2026-11-07[23] legislation.gov.uk: entities subject to provision 8 of MLR 2017www.legislation.gov.uk · 2026-11-07[24] legislation.gov.uk: definitions of credit institutions and financial institutions in provision 10 of MLR 2017www.legislation.gov.uk · 2026-11-07[25] FCA CP26/31: final rules and subsequent consultation on the basic framework for 2026-07 equity CTwww.fca.org.uk · 2026-11-07[301] Companies House: Incorporation and names, company formation, personnel, capital and address requirementswww.gov.uk · 2026-11-07Companies House: Latest Fee Schedule, Updated 2026-09-25www.gov.uk · 2026-11-07GOV.UK: private limited company registration channels, fees and processing timeswww.gov.uk · 2026-11-07[302] Companies House: Verify your identity, applicable identity verification and transitional requirementswww.gov.uk · 2026-11-07GOV.UK／Companies House — When you need to verify your identity for Companies Housewww.gov.uk · 2026-11-07[307] Companies House: Changes to company registers, maintenance of member records and company informationchangestoukcompanylaw.campaign.gov.uk · 2026-11-07[308] Companies House: People with significant control, identification and registration of company controllerswww.gov.uk · 2026-11-07[303] GOV.UK: Company changes you must report, reporting company changeswww.gov.uk · 2026-11-07Companies House: ECCT Transition Plan, Updated 2026-10-23www.gov.uk · 2026-11-07GOV.UK: establishing and operating LLPwww.gov.uk · 2026-11-07Companies House: Registration and Ongoing Rules for LP, SLP and PFLPwww.gov.uk · 2026-11-07GOV.UK: companies limited by shares and by guaranteewww.gov.uk · 2026-11-07GOV.UK: setting up a social enterprise and CICwww.gov.uk · 2026-11-07CIC Regulator: community interest company guidance, dividend caps and annual reportswww.gov.uk · 2026-11-07Companies House: UK Registration and Accounts for Overseas Companies, Updated 2026-09-25www.gov.uk · 2026-11-07GOV.UK: sole trader liability and registrationwww.gov.uk · 2026-11-07GOV.UK: setting up an ordinary business partnershipwww.gov.uk · 2026-11-07HMRC: partnership Self Assessment registrationwww.gov.uk · 2026-11-07HMRC: Corporation Tax rates and marginal relief parameters for 2026www.gov.uk · 2026-11-07HMRC: restrictions on Corporation Tax Marginal Relief eligibilitywww.gov.uk · 2026-11-07HMRC: scope of Corporation Tax for residents and non-residentswww.gov.uk · 2026-11-07[304] GOV.UK: Prepare annual accounts for a private limited company, company accounts and tax deadlineswww.gov.uk · 2026-11-07GOV.UK: accounts thresholds for small, micro and dormant companieswww.gov.uk · 2026-11-07Companies House: Overdue Accounts, Deadlines and Penalties for Private and Public Companieswww.gov.uk · 2026-11-07HMRC: phased MTD Income Tax thresholds from 2026 to 2028www.gov.uk · 2026-11-07HMRC: VAT registration rolling test, the next 30 days and overseas business exceptionswww.gov.uk · 2026-11-07GOV.UK: VAT standard, reduced and zero rateswww.gov.uk · 2026-11-07HMRC: VAT filing and payment deadlineswww.gov.uk · 2026-11-07HMRC: employer payroll taxes for 2026 to 2027 and the NI thresholdwww.gov.uk · 2026-11-07HMRC: Employment Allowance eligibility and the sole-director restrictionwww.gov.uk · 2026-11-07HMRC: closure of the old 2026-03-31 joint filing servicewww.gov.uk · 2026-11-07Companies House: Introduction to Accounts Reform (Read Alongside the 2026-10-23 Announcement)changestoukcompanylaw.campaign.gov.uk · 2026-11-07[5] PRA confirms 2025-12 deposit protection of £120,000 and temporary high balances of £1.4mwww.bankofengland.co.uk · 2026-11-07HMRC CTM61505: change to the s455 tax rate on shareholder loanswww.gov.uk · 2026-11-07GOV.UK／HMRC — Business Asset Disposal Relief: Eligibilitywww.gov.uk · 2026-11-07HMRC: dividend tax rates for 2026 to 2027 and the GBP500 allowancewww.gov.uk · 2026-11-07HMRC: stock transfer form stamp duty 0.5% and rounding-up ruleswww.gov.uk · 2026-11-07GOV.UK／HMRC — Pay Stamp Duty on shareswww.gov.uk · 2026-11-07[305] GOV.UK/ICO: Data protection and your business, determining registration requirements and exemptionswww.gov.uk · 2026-11-07HMRC: conditions and calculation basis for combining RDEC and ERISwww.gov.uk · 2026-11-07DBT: Consultation on the Design of a UK Inward Corporate Re-domiciliation Regimewww.gov.uk · 2026-11-07HMRC: scope of TCSP anti-money laundering supervision, registration and annual maintenancewww.gov.uk · 2026-11-07HMRC: UTR enquiries, 15 working days and Corporation Tax account activationwww.gov.uk · 2026-11-07HMRC: Self Assessment filing and payment dates for the 2025 to 2026 tax yearwww.gov.uk · 2026-11-07Companies Act 2006 s586: one quarter of the nominal value and the full premium for PLC; XML full text readwww.legislation.gov.uk · 2026-11-07Companies Act 2006 s763: minimum share capital of PLC pounds and the prescribed euro route; XML full text readwww.legislation.gov.uk · 2026-11-07GOV.UK: NSI acquisition triggers and 17 sensitive sectorswww.gov.uk · 2026-11-07Companies House: PLC Trading Certificate SH50www.gov.uk · 2026-11-07HMRC: VAT businesses already included in MTD and correct accounting for chargeswww.gov.uk · 2026-11-07Partnership Act 1890 s4: separate legal personality of Scottish partnershipswww.legislation.gov.uk · 2026-11-07Companies Authorised Minimum Regulations 2009 reg2: PLC prescribed euro capital EUR57,100www.legislation.gov.uk · 2026-11-07HMRC: FPS payroll reporting on or before paydaywww.gov.uk · 2026-11-07Companies House: 2026-10-23 Accounts Reform Update and Suspension of Profit and Loss Account Requirementswww.gov.uk · 2026-11-07FCA — Change in control notification formswww.fca.org.uk · 2026-11-07Original UK legislation — Electronic Money Regulations 2011, Schedule 2: initial and ongoing capital and Method A, B, C, Dwww.legislation.gov.uk · 2026-11-07GOV.UK／HMRC — Tax when you buy shareswww.gov.uk · 2026-11-07GOV.UK — Business transfers, takeovers and TUPEwww.gov.uk · 2026-11-07GOV.UK / HMRC — Capital Gains Tax: new Business Asset Disposal Relief lifetime limit, proposed measures for 2027 published by 2026-10-29www.gov.uk · 2026-11-07[2] FCA PERG 2.6 regulated activities and the deposit-taking perimeterwww.handbook.fca.org.uk · 2026-11-07[4] FCA Credit unions: dual regulation, reporting and rule changeswww.fca.org.uk · 2026-11-07[6] BoE/PRA New bank authorisation process: procedures, time limits and mobilisationwww.bankofengland.co.uk · 2026-11-07[7] BoE/PRA supervisory expectations for new banks: business, capital and liquiditywww.bankofengland.co.uk · 2026-11-07[8] PRA Senior Managers Regime approvals: fitness and propriety and 90-day assessmentwww.bankofengland.co.uk · 2026-11-07[9] PRA PS5/24 solvent exit planning for non-systemic banks and building societieswww.bankofengland.co.uk · 2026-11-07[11] PRA SS5/21 International banks, 2026-04 updated editionwww.bankofengland.co.uk · 2026-11-07[12] Building Societies Act 1986 Schedule 2: establishment, constitution and membership regimewww.legislation.gov.uk · 2026-11-07[13] PRA Rulebook Definition of Capital, 12.1 basic capital and definition of SSBwww.prarulebook.co.uk · 2026-11-07[14] BoE Financial Stability in Focus 2026: capital framework and SDDT stagewww.bankofengland.co.uk · 2026-11-07[15] PRA Rulebook Credit Unions: 8.5 and 8.5A capital, liquidity and internal auditwww.prarulebook.co.uk · 2026-11-07[16] PRA PS1/26 Basel 3.1 final rules and implementation datewww.bankofengland.co.uk · 2026-11-07[17] PRA Rulebook Fees: current schedule of 4.5 new authorisation feeswww.prarulebook.co.uk · 2026-11-07[21] PRA SS2/23 Supervising credit unions, 2026-02 editionwww.bankofengland.co.uk · 2026-11-07[22] FCA CASS 7.10: scope of client money rules for investment businesshandbook.fca.org.uk · 2026-11-07[23] FCA Credit unions common bonds and objects: Great Britain and Northern Irelandwww.fca.org.uk · 2026-11-07[24] Building Societies Act 1986 section 6: basis for the statutory lending ratiowww.legislation.gov.uk · 2026-11-07[25] SI 2026/1115 Building societies funding limits and signature reforms, effective 2027-01www.legislation.gov.uk · 2026-11-07[26] PRA/FCA DP2/26 Credit unions supporting sustainable growth and resiliencewww.bankofengland.co.uk · 2026-11-07[27] GOV.UK response on credit union common bond reforms, 2026-03-18www.gov.uk · 2026-11-07[28] FCA Mobilisation for credit unions: case-by-case arrangementswww.fca.org.uk · 2026-11-07[29] FCA Credit union mergers: transfers of engagements, members' resolutions and submission within 14 dayswww.fca.org.uk · 2026-11-07[3] FCA — Registered account information service providerwww.fca.org.uk · 2026-11-07[4] PSR 2017 regulation 18 — Conditions for RAISP registrationwww.legislation.gov.uk · 2026-11-07[5] PSR 2017 regulation 19 — RAISP supplementary provisionswww.legislation.gov.uk · 2026-11-07[7] FCA Handbook REC 2.3 — Financial resourceshandbook.fca.org.uk · 2026-11-07[8] FSMA 2000 section 290 — Recognition orderswww.legislation.gov.uk · 2026-11-07[9] FCA — Overseas investment exchange recognition applicationswww.fca.org.uk · 2026-11-07[10] FCA — Benchmark administrator applications and equivalence notificationswww.fca.org.uk · 2026-11-07[11] UK BMR Article 34 — Authorisation and registration of administratorswww.legislation.gov.uk · 2026-11-07[12] HM Treasury — Future regulatory regime for benchmarks and benchmark administrators consultationwww.gov.uk · 2026-11-07[14] UK EMIR Article 56 — Application for registrationwww.legislation.gov.uk · 2026-11-07[15] UK EMIR Article 58 — Examination of applicationswww.legislation.gov.uk · 2026-11-07[16] UK SFTR Article 5 — Registration of a trade repositorywww.legislation.gov.uk · 2026-11-07[17] UK SFTR Article 7 — Examination of applicationswww.legislation.gov.uk · 2026-11-07[18] TR technical standard 150/2013 Article 21 — Operational risk and financial resourceswww.legislation.gov.uk · 2026-11-07[19] FCA — Apply for claims management authorisationwww.fca.org.uk · 2026-11-07[20] RAO 2001 Article 89F — Specified claims management activities and geographical scopewww.legislation.gov.uk · 2026-11-07[21] RAO 2001 Article 89G — Seeking out, referrals and identification of claimswww.legislation.gov.uk · 2026-11-07[22] FCA Handbook CMCOB 7.2 — Prudential requirementshandbook.fca.org.uk · 2026-11-07[23] FCA Handbook CMCOB 7.3 — Calculation of prudential resourceshandbook.fca.org.uk · 2026-11-07[24] FCA — How to become an appointed representativewww.fca.org.uk · 2026-11-07[26] FCA — Credit reference agencies and credit information services authorisationwww.fca.org.uk · 2026-11-07[27] RAO 2001 Article 89A — Providing credit information serviceswww.legislation.gov.uk · 2026-11-07[28] RAO 2001 Article 89B — Providing credit referenceswww.legislation.gov.uk · 2026-11-07[30] HMRC — Trust or company service provider supervisionwww.gov.uk · 2026-11-07[31] HMRC — Register or update money laundering supervisionwww.gov.uk · 2026-11-07[32] HMRC — Fees for money laundering supervision, effective 1 December 2025www.gov.uk · 2026-11-07[34] MLR 2017 regulation 23 — FCA notifications and updated informationwww.legislation.gov.uk · 2026-11-07[35] FCA — Anti-money laundering supervisory reformwww.fca.org.uk · 2026-11-07[36] Bank of England — FMI regulator objectives and scopewww.bankofengland.co.uk · 2026-11-07[37] Bank of England — CCP policy and ruleswww.bankofengland.co.uk · 2026-11-07[38] Bank of England — CSD policy and ruleswww.bankofengland.co.uk · 2026-11-07[42] The Critical Benchmarks Regulations 2024, SI 2024/1051www.legislation.gov.uk · 2026-11-07[43] HM Treasury — Consultation on the Appointed Representatives Regimewww.gov.uk · 2026-11-07[44] FCA — Proposed credit information sharing remedies, CP26/7www.fca.org.uk · 2026-11-07[1] FCA：Apply to become a pre-paid funeral plans firmwww.fca.org.uk · 2026-11-07[2] FCA Handbook FPCOB15：Prudential requirementshandbook.fca.org.uk · 2026-11-07[300] AIFM Regulations 2013, provision 11: standard small-firm registration application information, supplementary documents and verificationwww.legislation.gov.uk · 2026-11-07[300] PRA SoP1/13: full policy text on designated investment firms, updated 2021-12www.bankofengland.co.uk · 2026-11-07[300] FCA: Limited Network Exclusion (LNE), transaction threshold, notification timing, repeat notifications and feeswww.fca.org.uk · 2026-11-07[300] GOV.UK: Online and distance selling, consumer information, cancellation and delivery requirements and exceptionswww.gov.uk · 2026-11-07[300] FCA Financial Crime Guide, 2026-05 edition: FCG 3.2 sources of wealth and funds, high-risk customers and ongoing monitoring; FCG 5 data securityapi-handbook.fca.org.uk · 2026-11-07
User reference guide and supplementary materials
The 18 UK finance and company-related pages supplied by the user have been extracted by topic and updated against official sources. Advertising, prices, processing times and regulatory status in the old guides cannot be treated directly as current commitments.
[33] FSCS: Investments—£85,000 and no compensation for investment performance losseswww.fscs.org.uk · 2026-11-07User reference (unofficial): original UK FCA investment firm (MiFID II) guide / correction baselinewww.jrp-hk.com · 2026-11-07User’s original AIFM guide: all HTML and all FAQ have been saved in full as aifm-source.mdwww.jrp-hk.com · 2026-11-07User reference (unofficial): original UK FCA payment institution (PI) guide / correction baselinewww.jrp-hk.com · 2026-11-07[20] User’s original page: UK FCA small payment institution registration guide, full text saved; not official regulatory evidencewww.jrp-hk.com · 2026-11-07[18] User reference page: Rengang Yongsheng UK EMI guide, fully extracted and saved; not official regulatory evidencewww.jrp-hk.com · 2026-11-07User’s original SEMI guide: fully extracted and archived; regulatory statements corrected against the official textwww.jrp-hk.com · 2026-11-07The user's complete original consumer credit guide; the full text and all 300 FAQ entries have been saved; not an official basis for verification.www.jrp-hk.com · 2026-11-07[1] User’s original guide: UK FCA mortgage intermediary licence, full text extracted and readwww.jrp-hk.com · 2026-11-07[35] Original insurance underwriting guide provided by the user, retained in full solely as a source for corrections and brand informationwww.jrp-hk.com · 2026-11-07[29] FSCS: insurance protection, insurer failure and 90% or 100% compensation routeswww.fscs.org.uk · 2026-11-07[33] User's original insurance intermediary guide, extracted and retained in full but not used as the primary authority for figureswww.jrp-hk.com · 2026-11-07User reference (unofficial): original UK FCA cryptoasset MLR registration guide / correction baselinewww.jrp-hk.com · 2026-11-07User reference (unofficial): original UK FCA crowdfunding platform guide / correction baselinewww.jrp-hk.com · 2026-11-07User reference (unofficial): original UK FCA credit rating agency guide / correction baselinewww.jrp-hk.com · 2026-11-07[26] User's original page: UK FCA ARM guide; full extraction saved as drsp-source.md, solely as material to be corrected, not an official sourcewww.jrp-hk.com · 2026-11-07Original user guide: Detailed introduction to UK company registration (retained in full solely as a baseline for corrections)www.jrp-hk.com · 2026-11-07EUR-Lex — consolidated text of Directive 2009/110/EC, Articles 3 to 12 of EMD2eur-lex.europa.eu · 2026-11-07Bank of Lithuania — Authorisation of Electronic Money Institutions, full and restricted activity licenceswww.lb.lt · 2026-11-07Banco de Portugal — Acquisition or increase of a qualifying holding in an electronic money institutionwww.bportugal.pt · 2026-11-07User’s original page — guide to the sale and transfer of equity in UK/European EMI licensed payment companies; full text archived, advertised inventory not independently verifiedwww.jrp-hk.com · 2026-11-07Another original page supplied by the user — emi.html; its current full text is identical to emi_final.html and is not treated as live inventory available for sale.www.jrp-hk.com · 2026-11-07[306] User's brand contact page — current Drew@sfc8.com and telephone text; not official regulatory evidence or proof of physical premisessfc8.com · 2026-11-07[45] User's original page — full extraction of the UK FCA guide, not an official regulatory authoritywww.jrp-hk.com · 2026-11-07
YOUR PROJECT / A CLEAR START
First understand what needs to be prepared,
Then discuss how to proceed with the project.
Start with your actual tasks and organise business activities, funds, personnel and information item by item. The following is a communication preparation tool, not a regulatory application or eligibility assessment.
PREPARATION CHECKLIST
Apply for financial authorisation · Initial discussion checklist
Tick the items you have prepared. Any uncertainties can be clarified during consultation.
Currently selected 0 / 4 preparation items.
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